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For brokers · checked 18 October 2026

Calculators for finance and mortgage brokers

Most clients only hear about the tax deduction. Our calculators show them the rest of what the deal does for their family. The GST back, the write-off or depreciation, and the Family Tax Benefit, child care subsidy and Rent Assistance that rise when taxable income falls. What the family really keeps is often well beyond the tax saving.

Put them on your own website, in your colours and with your contact details beside the result. Two lines to paste.

Show your clients what they really keep →  ·  Put them on your website today →

Same purchase. Up to $3,600 more back once family payments count.

A sole trader on $100,000 of profit buys $19,800 of equipment, GST included, for use 100% in the business, and pays cash. The only thing that changes below is the household. We ran the calculator on 18 October 2026.

The householdTax and Medicare levy savedFamily Tax BenefitChild supportGST claimed backComes back in the first year
Single, no children$5,760$0none$1,800$7,560
Couple, partner has no income, two young children$5,760+$3,600none$1,800$11,160
Single parent who pays child support$5,760$0$3,112 less paid$1,800$10,672

A client who is told only the tax saving hears $5,760 whatever their household looks like. The couple's Family Tax Benefit rose by $3,600 a year, because it is worked out from income and the deduction lowers it. The single parent who pays child support is assessed on a lower income, so pays $3,112 less, which also means the other parent receives less. The GST is not a saving: the business paid it in the price and gets it back. See the whole worked example.

What most clients are never told

A purchase through a business does several things at once. A broker can explain the loan and the tax deduction. The calculators put the rest beside them, line by line:

None of it is automatic and none of it is the same for every family. That is why the calculator asks about the household, and why the answer is the family's own number.

Novated leases are different: it depends on the car and the employer

A lease takes money from pay before tax, so taxable income falls. But the car also appears on the income statement as a reportable fringe benefit, even when it is exempt from fringe benefits tax, and Services Australia adds that back. Whether a family's payments rise or fall depends on the car, the employer and the household. One family on $100,000 with two young children and a $35,000 car, run on 18 October 2026:

The leaseFamily Tax BenefitChild supportTax and payments together
Electric car, an ordinary employer−$528none+$2,678
Petrol car, an ordinary employer+$905none+$2,354
Electric car, a hospital or charity employer+$662none+$3,868
Electric car, a single parent who pays child support$0−$424+$2,782

The same lease lowered one family's Family Tax Benefit and raised another's. A client who is shown only the tax saving of $3,206 on the electric car doesn't see either. The family payments page has the working, and the novated lease calculator page sets a lease against a loan and cash.

What you get

For finance and car brokers

For mortgage brokers

Car dealers and financial advisers can use the same calculators in the same way.

Why clients and you can trust the numbers

How embedding works

Two lines, pasted into your page where the calculator should appear. This one shows the novated lease calculator:

<div data-exactify="lease" data-licence="your-licence"></div>
<script src="https://calculators.exactify.com.au/embed.js" async></script>

Change lease to the calculator you want, or add data-only="lease" to show that one calculator alone with no menu to the others. The frame resizes to fit the calculator, so there is no scrollbar inside your page. Your colours and contact details are held by us under your licence, and they can change without the page changing.

To see how it looks on a made-up broker's site, open the embed demo.

What it costs

What you showMonthlyYearly
One calculator$29$290
All six$69$690

Yearly is 12 months for the price of 10. No GST is added: Exactify is run by Mango Private Wealth Pty Ltd, which isn't registered for GST. The six are the loan calculator (home, car and business loans), keep, buy or lease a car, novated lease, business car and equipment, rent or buy, and salary packaging.

Cancel any time and keep what you've paid for. A yearly plan can be refunded within 14 days, less the card fee. Our licence terms set it all out.

You sign up and pay by card, then choose your calculators, colours and contact details yourself and see them as you go. We are never paid per lead or per application, and a client's details never go to a lender or lease provider through the calculators.

What the calculators are not

They give general information about the figures a client puts in, and the effect on a family depends on the family. They say on screen that a client should consider advice from a licensed adviser and their accountant before deciding. You stay responsible for the advice and the credit assistance you give.

Put them on your website today

Sign up, choose your calculators and colours, and get your two lines in a few minutes. Cancel any time.

Sign up for one calculator, $29 a month →

Sign up for all six, $69 a month →

Questions first? Email us at hello@exactify.com.au.

Quick answers

How do I put a calculator on my website?

Paste two lines into the page where you want it: a div that names the calculator, and the embed script. The calculator appears in a frame that sizes itself to fit, so there is no scrollbar inside your page. If your website builder takes an HTML block, the lines go in that. You don't need a developer.

Do the calculators track what my clients type?

No. What a client types stays in their own browser. It isn't sent to us or to you, and the calculators use no cookies. The browser remembers the figures so a refresh doesn't clear them, and the calculator has a button to start again.

Can the calculators use my colours and my contact details?

Yes. When you sign up, you choose your colours, your name and how you want to be contacted, and see them as you go. Your contact details sit beside the result. Because we hold them under your licence, you can change them later without your page changing.

Which calculators can I choose from?

For finance and car brokers: the novated lease calculator, the business car and equipment calculator, salary packaging, the car and business loan calculators, and keep, buy or lease a car. For mortgage brokers: the home loan calculator and rent or buy. Choose one, or have all six.

How much does it cost?

$29 a month for one calculator, or $69 a month for all six. Paid yearly, it's 12 months for the price of 10, and no GST is added. Cancel any time and keep what you've paid for. We are never paid per lead or per application, and the calculators never send a client's details to a lender or a lease provider.

Do the calculators give advice?

No. They give general information about the figures a client enters. They don't recommend a lender, a product or an option, and they say on screen that they aren't for decisions and that a client should consider advice from a licensed adviser. You stay responsible for the advice and the credit assistance you give.

What do the calculators show a client beyond the tax saving?

The GST claimed back, the write-off or depreciation, and what the lower taxable income does to Family Tax Benefit, child care subsidy, Rent Assistance and child support. On the same $19,800 of equipment, a sole trader on $100,000 got $7,560 back in the first year with no family, and $11,160 with a partner and two young children. The effect depends on the family, and for a novated lease it can go either way.

See them in use

General information about Exactify's calculators as at 18 October 2026, not personal advice. The figures are from the calculators' run on 18 October 2026 at 2026-27 rules, and the effect on a family depends on the family. Exactify is operated by Mango Private Wealth Pty Ltd, and the calculators give general information only.

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Calculators: Daycare subsidy  ·  Rent Assistance  ·  Family Tax Benefit  ·  Parenting Payment  ·  Paid parental leave  ·  Salary packaging  ·  Instant asset write-off  ·  Chattel mortgage  ·  Novated lease  ·  Novated lease and family payments  ·  For brokers  ·  For childcare centres